Author: Yahya Mohamed Mao

The regulatory landscape for Third-Party Risk Management (TPRM) is undergoing a fundamental transformation. With the new EBA Guideline, the DORA Regulation, and the anticipated revision of MaRisk, financial institutions are required to strategically realign their outsourcing and risk governance practices. The Deggendorf Note 2025/06 delivers a thorough analysis of this shift and leaves no doubt: Excel spreadsheets and siloed solutions are no longer sufficient.

Artificial intelligence has arrived in the financial sector – but according to FINMA, there is often a lack of clear governance. This article shows why institutions need to act now to manage risks, meet regulatory requirements, and integrate AI into their governance for the long term. Responsibility begins with a structured approach.

The annual Global Risks Report offers a comprehensive view of the challenges shaping our future. The 2025 edition, marking two decades of global risk tracking, highlights the interconnected nature of today’s most pressing issues—from geopolitical tensions and environmental crises to technological vulnerabilities.

Switzerland’s financial sector is under considerable pressure from an increasingly complex and interconnected risk landscape. The FINMA Risk Monitor 2024 has identified several risks facing financial institutions, from rising cyber threats and geopolitical tensions to ongoing vulnerabilities in the real estate market.

The tension between innovation and regulation presents the EU with a difficult task. It must find a way that both exploits the enormous potential of AI and protects the safety and rights of its citizens. The future of AI in Europe depends on how well this balance is achieved.