{"id":54607,"date":"2025-10-01T00:00:00","date_gmt":"2025-09-30T22:00:00","guid":{"rendered":"https:\/\/swissgrc.com\/en\/?p=54607"},"modified":"2026-08-20T16:04:31","modified_gmt":"2026-08-20T14:04:31","slug":"finma-overhauls-insolvency-rules-for-financial-institutions","status":"publish","type":"post","link":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/","title":{"rendered":"FINMA overhauls insolvency rules for financial institutions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"54607\" class=\"elementor elementor-54607\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35a9138 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35a9138\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73cd8ab\" data-id=\"73cd8ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9f303 tt elementor-widget elementor-widget-text-editor\" data-id=\"5b9f303\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><\/strong><\/p>\n<p class=\"wp-block-paragraph\"><strong>Switzerland\u2019s financial sector approaches a major regulatory milestone. Today, on 1 October 2025, the Swiss Financial Market Supervisory Authority (FINMA) has introduced a new Insolvency Ordinance that consolidates and modernizes all existing rules for handling the failure of banks and other financial institutions. <\/strong><\/p>\n<p>This sweeping reform is more than a technical update: it reshapes how governance, risk, and compliance (GRC) must operate, setting a global benchmark for resolution planning and signaling to boards everywhere that preparedness for failure is now an essential measure of financial strength.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-570026f elementor-widget elementor-widget-text-editor\" data-id=\"570026f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A new era for financial stability<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d0b1e elementor-widget elementor-widget-text-editor\" data-id=\"f8d0b1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When the global financial crisis of 2008 struck, it exposed a hard truth: many institutions had never planned for failure. Regulators responded with stress tests, \u201cliving wills,\u201d and recovery plans to ensure that a single bank\u2019s collapse would not destabilize the financial system. Now Switzerland is writing the next chapter. The new <a href=\"https:\/\/www.finma.ch\/en\/news\/2025\/09\/20250904-mm-insolvenzverordnung\/?utm_source=chatgpt.com\">FINMA Insolvency Ordinance<\/a> will sweep away three separate rulebooks\u2014BIO-FINMA, IBO-FINMA, and CISBO-FINMA\u2014and replace them with a single, modern framework for the orderly resolution of banks and other supervised institutions. This is far more than a technical consolidation. It signals that <strong>resolution readiness is a board-level responsibility and a core element of governance, risk, and compliance (GRC).<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d252e6f elementor-widget elementor-widget-text-editor\" data-id=\"d252e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><\/strong><\/p>\n<p class=\"wp-block-paragraph\">What the ordinance changes<\/p>\n<p><strong><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-102a066 elementor-widget elementor-widget-text-editor\" data-id=\"102a066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The ordinance harmonizes and modernizes Switzerland\u2019s approach to financial-sector insolvency. By unifying disparate regulations, FINMA provides a clearer and faster process for handling distressed institutions.<\/p>\n<ul>\n<li><strong>Consistency and speed.<\/strong> One framework eliminates conflicting rules, enabling regulators and firms to act decisively during a crisis.<\/li>\n<li><strong>Legal certainty.<\/strong> Creditors and counterparties gain a transparent path, reducing panic and market contagion (<a href=\"https:\/\/www.finma.ch\/en\/news\/2025\/09\/20250904-mm-insolvenzverordnung\/?utm_source=chatgpt.com\">FINMA announcement<\/a>).<\/li>\n<li><strong>Global alignment.<\/strong> Switzerland now matches the rigor of EU Bank Recovery and Resolution Directive standards and the U.S. Dodd-Frank \u201cliving will\u201d requirements, reinforcing its reputation as a stable, trusted financial center.<\/li>\n<\/ul>\n<div>\u00a0<\/div>\n<p>For executives and directors, the message is unmistakable: planning for failure can no longer be delegated to a specialist team or reviewed once a year. Boards must actively oversee resolution plans, while management ensures operational resilience\u2014identifying critical functions, mapping third-party dependencies, and stress-testing their ability to continue operations or wind down safely. FINMA also expects real-time access to accurate data; scattered spreadsheets will not suffice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-214c819 elementor-widget elementor-widget-text-editor\" data-id=\"214c819\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><\/strong><\/p>\n<p class=\"wp-block-paragraph\">Implications beyond Switzerland<\/p>\n<p><strong><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6566230 elementor-widget elementor-widget-text-editor\" data-id=\"6566230\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Although this is a Swiss regulation, its relevance reaches far beyond national borders. Regulators in the European Union and the United Kingdom are tightening requirements for recovery and resolution planning, while the U.S. Federal Reserve continues to refine its own \u201cliving will\u201d regime. Switzerland\u2019s move therefore sends a global signal: <strong>every financial institution must prove it can exit the market without destabilizing it.<\/strong> Institutions that delay may find themselves scrambling as international partners and stakeholders begin demanding equivalent readiness everywhere.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddbd271 elementor-widget elementor-widget-text-editor\" data-id=\"ddbd271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><\/strong><\/p>\n<p class=\"wp-block-paragraph\">Building integrated GRC for resolution readiness<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b90e73 elementor-widget elementor-widget-text-editor\" data-id=\"8b90e73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Meeting these expectations requires more than a new policy document. Effective resolution planning draws on multiple disciplines\u2014risk management, business continuity, third-party oversight, and regulatory reporting\u2014and succeeds only when they are interconnected.<br \/>Integrated GRC frameworks enable organizations to:<\/p>\n<ul>\n<li><strong>Centralize risk and compliance data<\/strong> to provide leadership and regulators a single source of truth.<\/li>\n<li><strong>Automate critical workflows<\/strong> such as incident reporting, contingency planning, and board-level updates.<\/li>\n<li><strong>Embed resilience testing<\/strong> into day-to-day operations so crisis playbooks remain current and actionable.<\/li>\n<\/ul>\n<div>\u00a0<\/div>\n<p>Rather than adding yet another siloed system, a unified GRC approach allows governance, risk, and compliance to work together seamlessly\u2014precisely what a modern resolution framework demands. Institutions that embrace this approach will also discover benefits that go beyond compliance: greater efficiency from streamlined processes, stronger stakeholder trust, and the confidence to innovate and expand knowing their risk and governance structures can scale.<\/p>\n<p>As the <strong>FINMA Insolvency Ordinance<\/strong> takes effect on <strong>1 October 2025<\/strong>, the real story is not merely regulatory change but a shift in mindset. Resolution planning is evolving from a defensive exercise to a defining element of strategic leadership. Institutions that embrace this perspective will do more than satisfy supervisors; they will set the standard for responsible growth and sustainable success in the financial sector\u2019s next chapter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Switzerland\u2019s financial sector approaches a major regulatory milestone as FINMA introduces a new Insolvency Ordinance that unifies and updates all requirements for handling bank and financial institution failures, fundamentally reshaping governance, risk, and compliance frameworks.<\/p>\n","protected":false},"author":22,"featured_media":54610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_eb_attr":"","_swissgrc_real_author":"Gentian Ajeti","real_author_title":"Chief Customer & Commercial Officer (CCO)","real_author_bio":"Gentian Ajeti is Chief Customer & Commercial Officer (CCO) and Member of the Executive Board at Swiss GRC. In this role, he is responsible for the company's global customer and sales strategy. With his many years of experience in implementing GRC solutions, he leads a team of GRC specialists who support customers from consulting to successful implementation.","real_author_photo":2960,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[30,66],"tags":[],"class_list":["post-54607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","category-regulation"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Gentian Ajeti\"\/>\n\t<meta name=\"google-site-verification\" content=\"google-site-verification=BAztS2wKP0jEfbvHt4_mrvvD17WwzZg1w1A6R9uoQRU\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_GB\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Swiss GRC | Governance, Risk &amp; Compliance (GRC)\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"FINMA overhauls insolvency rules for financial institutions\" \/>\n\t\t<meta property=\"og:description\" content=\"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-09-30T22:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-08-20T14:04:31+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@SwissGRC\" \/>\n\t\t<meta name=\"twitter:title\" content=\"FINMA overhauls insolvency rules for financial institutions\" \/>\n\t\t<meta name=\"twitter:description\" content=\"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@SwissGRC\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg\" \/>\n\t\t<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t\t<meta name=\"twitter:data1\" content=\"Gentian Ajeti\" \/>\n\t\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#blogposting\",\"name\":\"FINMA overhauls insolvency rules for financial institutions\",\"headline\":\"FINMA overhauls insolvency rules for financial institutions\",\"author\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/author\\\/gentian\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/09\\\/FINMA-Insolvenverordnung.jpg\",\"width\":1280,\"height\":720,\"caption\":\"FINMA overhauls insolvency rules for financial institutions\"},\"datePublished\":\"2025-10-01T00:00:00+02:00\",\"dateModified\":\"2026-08-20T16:04:31+02:00\",\"inLanguage\":\"en-GB\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#webpage\"},\"articleSection\":\"Industry News, Regulation\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/category\\\/industry-news\\\/#listItem\",\"name\":\"Industry News\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/category\\\/industry-news\\\/#listItem\",\"position\":2,\"name\":\"Industry News\",\"item\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/category\\\/industry-news\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#listItem\",\"name\":\"FINMA overhauls insolvency rules for financial institutions\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#listItem\",\"position\":3,\"name\":\"FINMA overhauls insolvency rules for financial institutions\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/category\\\/industry-news\\\/#listItem\",\"name\":\"Industry News\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#organization\",\"name\":\"Swiss GRC AG\",\"description\":\"Swiss GRC delivers Software Solutions for GRC, CLM &amp; BPM, helping businesses worldwide manage risks, ensure compliance, and drive success.\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/\",\"telephone\":\"+41412207500\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2023\\\/06\\\/Logo_V1_Original_mit_Claim.png\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#organizationLogo\"},\"image\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.twitter.com\\\/SwissGRC\",\"https:\\\/\\\/www.instagram.com\\\/swissgrc\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCy4QuXYekCQrA4n5oEwJSJg\",\"https:\\\/\\\/ch.linkedin.com\\\/company\\\/swissgrc\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/author\\\/gentian\\\/#author\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/author\\\/gentian\\\/\",\"name\":\"Gentian Ajeti\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#authorImage\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/10\\\/Genti_klein-150x150.jpg\",\"width\":96,\"height\":96,\"caption\":\"Gentian Ajeti\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#webpage\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/\",\"name\":\"FINMA overhauls insolvency rules for financial institutions\",\"description\":\"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.\",\"inLanguage\":\"en-GB\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/author\\\/gentian\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/author\\\/gentian\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/09\\\/FINMA-Insolvenverordnung.jpg\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#mainImage\",\"width\":1280,\"height\":720,\"caption\":\"FINMA overhauls insolvency rules for financial institutions\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/finma-overhauls-insolvency-rules-for-financial-institutions\\\/#mainImage\"},\"datePublished\":\"2025-10-01T00:00:00+02:00\",\"dateModified\":\"2026-08-20T16:04:31+02:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/\",\"name\":\"Swiss GRC - Software Solutions for GRC, CLM &amp; BPM\",\"description\":\"Governance, Risk & Compliance (GRC)\",\"inLanguage\":\"en-GB\",\"publisher\":{\"@id\":\"https:\\\/\\\/swissgrc.com\\\/en\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>FINMA overhauls insolvency rules for financial institutions<\/title>\n\n","aioseo_head_json":{"title":"FINMA overhauls insolvency rules for financial institutions","description":"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.","canonical_url":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"google-site-verification=BAztS2wKP0jEfbvHt4_mrvvD17WwzZg1w1A6R9uoQRU","miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#blogposting","name":"FINMA overhauls insolvency rules for financial institutions","headline":"FINMA overhauls insolvency rules for financial institutions","author":{"@id":"https:\/\/swissgrc.com\/en\/author\/gentian\/#author"},"publisher":{"@id":"https:\/\/swissgrc.com\/en\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg","width":1280,"height":720,"caption":"FINMA overhauls insolvency rules for financial institutions"},"datePublished":"2025-10-01T00:00:00+02:00","dateModified":"2026-08-20T16:04:31+02:00","inLanguage":"en-GB","mainEntityOfPage":{"@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#webpage"},"isPartOf":{"@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#webpage"},"articleSection":"Industry News, Regulation"},{"@type":"BreadcrumbList","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/#listItem","position":1,"name":"Home","item":"https:\/\/swissgrc.com\/en\/","nextItem":{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/category\/industry-news\/#listItem","name":"Industry News"}},{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/category\/industry-news\/#listItem","position":2,"name":"Industry News","item":"https:\/\/swissgrc.com\/en\/category\/industry-news\/","nextItem":{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#listItem","name":"FINMA overhauls insolvency rules for financial institutions"},"previousItem":{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#listItem","position":3,"name":"FINMA overhauls insolvency rules for financial institutions","previousItem":{"@type":"ListItem","@id":"https:\/\/swissgrc.com\/en\/category\/industry-news\/#listItem","name":"Industry News"}}]},{"@type":"Organization","@id":"https:\/\/swissgrc.com\/en\/#organization","name":"Swiss GRC AG","description":"Swiss GRC delivers Software Solutions for GRC, CLM &amp; BPM, helping businesses worldwide manage risks, ensure compliance, and drive success.","url":"https:\/\/swissgrc.com\/en\/","telephone":"+41412207500","logo":{"@type":"ImageObject","url":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2023\/06\/Logo_V1_Original_mit_Claim.png","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#organizationLogo"},"image":{"@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#organizationLogo"},"sameAs":["https:\/\/www.twitter.com\/SwissGRC","https:\/\/www.instagram.com\/swissgrc\/","https:\/\/www.youtube.com\/channel\/UCy4QuXYekCQrA4n5oEwJSJg","https:\/\/ch.linkedin.com\/company\/swissgrc"]},{"@type":"Person","@id":"https:\/\/swissgrc.com\/en\/author\/gentian\/#author","url":"https:\/\/swissgrc.com\/en\/author\/gentian\/","name":"Gentian Ajeti","image":{"@type":"ImageObject","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#authorImage","url":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/10\/Genti_klein-150x150.jpg","width":96,"height":96,"caption":"Gentian Ajeti"}},{"@type":"WebPage","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#webpage","url":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/","name":"FINMA overhauls insolvency rules for financial institutions","description":"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.","inLanguage":"en-GB","isPartOf":{"@id":"https:\/\/swissgrc.com\/en\/#website"},"breadcrumb":{"@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#breadcrumblist"},"author":{"@id":"https:\/\/swissgrc.com\/en\/author\/gentian\/#author"},"creator":{"@id":"https:\/\/swissgrc.com\/en\/author\/gentian\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg","@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#mainImage","width":1280,"height":720,"caption":"FINMA overhauls insolvency rules for financial institutions"},"primaryImageOfPage":{"@id":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/#mainImage"},"datePublished":"2025-10-01T00:00:00+02:00","dateModified":"2026-08-20T16:04:31+02:00"},{"@type":"WebSite","@id":"https:\/\/swissgrc.com\/en\/#website","url":"https:\/\/swissgrc.com\/en\/","name":"Swiss GRC - Software Solutions for GRC, CLM &amp; BPM","description":"Governance, Risk & Compliance (GRC)","inLanguage":"en-GB","publisher":{"@id":"https:\/\/swissgrc.com\/en\/#organization"}}]},"og:locale":"en_GB","og:site_name":"Swiss GRC | Governance, Risk &amp; Compliance (GRC)","og:type":"article","og:title":"FINMA overhauls insolvency rules for financial institutions","og:description":"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.","og:url":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/","og:image":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg","og:image:secure_url":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg","og:image:width":1280,"og:image:height":720,"article:published_time":"2025-09-30T22:00:00+00:00","article:modified_time":"2026-08-20T14:04:31+00:00","twitter:card":"summary_large_image","twitter:site":"@SwissGRC","twitter:title":"FINMA overhauls insolvency rules for financial institutions","twitter:description":"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.","twitter:creator":"@SwissGRC","twitter:image":"https:\/\/swissgrc.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/FINMA-Insolvenverordnung.jpg","twitter:label1":"Written by","twitter:data1":"Gentian Ajeti","twitter:label2":"Est. reading time","twitter:data2":"3 minutes"},"aioseo_meta_data":{"post_id":"54607","title":"FINMA overhauls insolvency rules for financial institutions","description":"The new FINMA Insolvency Ordinance has been in force since October 1, 2025, modernizing the handling of insolvencies of financial institutions.","keywords":null,"keyphrases":{"focus":{"keyphrase":"FINMA","score":84},"additional":[{"keyphrase":"Insolvency","score":89}]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":true,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2026-08-20 14:07:38","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2025-09-29 13:04:54","updated":"2026-09-17 11:57:56","focus_keyword":"FINMA","additional_keywords":[{"word":"Insolvency","score":89,"items":{"introductionKeyword":{"score":9},"keyphraseLength":{"score":9},"keyphraseDensity":{"score":9},"functionWordsInKeyphrase":{"score":9},"textCompetingLinks":{"score":9},"imageKeyphrase":{"score":3}}}],"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/swissgrc.com\/en\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/swissgrc.com\/en\/category\/industry-news\/\" title=\"Industry News\">Industry News<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\tFINMA overhauls insolvency rules for financial institutions\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/swissgrc.com\/en\/"},{"label":"Industry News","link":"https:\/\/swissgrc.com\/en\/category\/industry-news\/"},{"label":"FINMA overhauls insolvency rules for financial institutions","link":"https:\/\/swissgrc.com\/en\/finma-overhauls-insolvency-rules-for-financial-institutions\/"}],"_links":{"self":[{"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/posts\/54607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/comments?post=54607"}],"version-history":[{"count":12,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/posts\/54607\/revisions"}],"predecessor-version":[{"id":69264,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/posts\/54607\/revisions\/69264"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/media\/54610"}],"wp:attachment":[{"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/media?parent=54607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/categories?post=54607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swissgrc.com\/en\/wp-json\/wp\/v2\/tags?post=54607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}